Contact us

+1 (604) 603-1303

Send us an email!

Contact details:

Message:

Thank you! We have received your message. Close this notice.

Get Insurance Quote

Level of protection: $

Contact details:

Have you used tobacco or nicotine products in the last 12 months?

Yes, I have No, I haven't
Thank you! We have received your quote request. Close this notice.

Get a quote!

Saving Plans

Take Control of your investments today. Build Confidence about your Goals for Tomorrow. There's choice when it comes time to invest for your future goals. Knowledgeable support. Educational resources. With our helpful advice, you'll find the plans that may be suitable for you.

Registered Education Savings Plan (RESP)

A Registered Education Savings Plan (RESP) is a special savings account for parents who want to save for their child's education after high school. RESP is a wonderful way to help you save for the post-secondary education of your children. The funds invested/accumulated through RESP can be used to pay tuition fee and other financial barriers of post-secondary education including residence, school supplies, food, and travel. Like RRSP, the funds invested in RESP grow in a tax-sheltered manner until the time you withdraw the money to cover educational expenses.
The promoter usually pays the contributions, and the income earned on those contributions, to the beneficiaries. The income earned is paid as educational assistance payments (EAPs). Beneficiaries generally receive the contributions and the EAPs from the promoter. They have to include the EAPs in their income for the year in which they receive them. However, they do not have to include the contributions they receive in their income.

How much money can you save?
The maximum lifetime contribution limit per child is $50,000 while there isn’t any annual contribution limit. This implies that as per your budget, you can invest up to $50,000 in the plan.

Govt. Grants
To encourage parents to invest funds in post-secondary education of their children as early as possible, the government of Canada has devised CESG plan. The subscriber makes contributions to the RESP. Government grants (if applicable) will be paid to the RESP. These grants can be the Canada Education Savings Grant (CESG), Canada Learning Bond (CLB), or any designated provincial education savings program.

British Columbia Training and Education Savings Grant (BCTESG)
Families in British Columbia are encouraged to start planning and saving early for their children’s post-secondary education or training programs. To help, the B.C. Government will contribute $1,200 to eligible children through the B.C. Training and Education Savings Grant (BCTESG). Eligiblity Creteria for the $1,200 BCTESG:
- Parent and child must be residents of B.C.
- Child must have been born in 2006 or later.
- Child must be named as a beneficiary of a RESP with a participating financial institution.
- The parents can apply BCTESG for their child after the child turns six but before the child turns nine.

Success Story

See What our Clients say?

More than a decade we are helping our clients for choosing right insurance plan for their needs and we can proudly say that our clients are more than happy by services that we are providing them. We have 5 star rating over google and here are few clients feedback.

Great place to get insurance. Rajwinder Kaur offers exceptional customer service and best rates in town. She explains all the requirements of the insurance. I highly recommend Rajwinder’s services every time for all your insurance needs.

I am getting insurance services from Rajwinder from seven years, she provided me very good advice for insurance. I got my children RESP from her and my life Insurance. She helped me to file claim for my mother and I got claim on time.

I had taken insurance for a family member. Not only did Rajwinder Ji give me the right advise on selection of the insurance company, she did a wonderful job in guiding and assisting me in submission of a claim, guiding me through every step and also following-up on her own on my status of collecting the required documents from the Doctor's office & health authorities. She eventually reviewed the completeness of my claim and thanks to her efforts, it was processed successfully. Great customer service from an expert. Thanks Rajwinder Ji!

About

Insurance Advisor
Rajwinder Kaur

8128 128 Street
Surrey, BC, V3W 1R1

Contact details

E-mail address:
ks.rajwinder@gmail.com
info@rajwinder.ca

+1 (604) 603-1303

Available 08:30am - 09:00pm (Mon - Fri)

08:30am - 07:30pm (Saturday)

09:30am - 07:30pm (Sunday)