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Life Insurance

Life insurance can help your loved ones deal with the financial impact of your death. The death benefit paid from a life insurance policy is a tax-free, lump-sum amount that can be used to replace your income so your family can maintain their standard of living. The amount and type of coverage you choose will depend on your circumstances and needs.

Will your loved ones be financially impacted if something happened to you? If your answer yes, then you should think about how you can help them with life insurance. While you may have basic life insurance through work, it may not be enough to meet your needs, and your coverage typically ends when you leave your job.

Mortgage Insurance

Are you planning to buy a home, or do you already own a home? Irrespective of your answer to this question, you need mortgage insurance. No matter where you are on the home ownership spectrum, you will need mortgage insurance. When you take out a mortgage, it is for the long-term, and anything can happen to you during those years. Notwithstanding your marital status, you need to protect yourself and your family. Come in and let me determine what mortgage insurance is right for you. You may choose from:

Mortgage Life Insurance:
Mortgage protection insurance is a life insurance policy that pays off your mortgage if you die prematurely. Mortgage protection insurance is a decreasing term life insurance policy or you can get level term life insurance . In other words, the death benefit on the policy is designed to go down over time along with your mortgage balance with the decreasing term life insurance and with the level term life insurance death benefits will remain same over the term period.Your monthly premium, on the other hand, stays the same throughout the life of the policy..

Mortgage Disability Insurance:
In some cases, mortgage rotection insurance also can provide coverage if you become disabled. However, this type of policy is less common and has more benefits. Your mortgage payments are for the long-term and depending on your age, may even last up to the legal retirement age. Again, any eventuality can occur during this time. This type of insurance covers your mortgage payments if you should become seriously ill or injured.

Don’t leave your investment to chance, let us chart a way forward to protect your assets and your family.

Success Story

See What our Clients say?

More than a decade we are helping our clients for choosing right insurance plan for their needs and we can proudly say that our clients are more than happy by services that we are providing them. We have 5 star rating over google and here are few clients feedback.

Great place to get insurance. Rajwinder Kaur offers exceptional customer service and best rates in town. She explains all the requirements of the insurance. I highly recommend Rajwinder’s services every time for all your insurance needs.

I am getting insurance services from Rajwinder from seven years, she provided me very good advice for insurance. I got my children RESP from her and my life Insurance. She helped me to file claim for my mother and I got claim on time.

I had taken insurance for a family member. Not only did Rajwinder Ji give me the right advise on selection of the insurance company, she did a wonderful job in guiding and assisting me in submission of a claim, guiding me through every step and also following-up on her own on my status of collecting the required documents from the Doctor's office & health authorities. She eventually reviewed the completeness of my claim and thanks to her efforts, it was processed successfully. Great customer service from an expert. Thanks Rajwinder Ji!


Insurance Advisor
Rajwinder Dhot

8128 128 Street
Surrey, BC, V3W 1R1

Contact details

E-mail address:

+1 (604) 603-1303

Available 08:30am - 09:00pm (Mon - Fri)

08:30am - 07:30pm (Saturday)

09:30am - 07:30pm (Sunday)