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Life Insurance

Life insurance can help your loved ones deal with the financial impact of your death. The death benefit paid from a life insurance policy is a tax-free, lump-sum amount that can be used to replace your income so your family can maintain their standard of living. The amount and type of coverage you choose will depend on your circumstances and needs.

Will your loved ones be financially impacted if something happened to you? If your answer yes, then you should think about how you can help them with life insurance. While you may have basic life insurance through work, it may not be enough to meet your needs, and your coverage typically ends when you leave your job.

Permanent life Insurance

Permanent life insurance is often called whole life insurance because it covers you for your whole life and some types can build cash value over time. Permanent insurance costs are usually guaranteed not to increase from the time you first buy the policy. Your life may change but your coverage won’t. Help provide lifetime financial security for your loved ones, while building your wealth.

It’s guaranteed lifelong coverage that protects the people you care about. But it’s more than just insurance. Over time your policy can build value you can access for cash during your life, with certain tax implications.

You can access money in your policy through a loan or a withdrawal. And when you die, the people you’ve chosen receive a tax-free payment.

This is a very good decision to get whole life insurance at the youngest age because the cost is very less for young age and you can choose to pay premium for limited time like pay10, pay15 or pay 20 and then you don’t need to pay any more . If someone wants to get permanent life insurance at an older age they can still get it and can choose to pay for life time a level premium.

Permanent life insurance provide a guaranteed cash value and guaranteed insurance payout.

Success Story

See What our Clients say?

More than a decade we are helping our clients for choosing right insurance plan for their needs and we can proudly say that our clients are more than happy by services that we are providing them. We have 5 star rating over google and here are few clients feedback.

Great place to get insurance. Rajwinder Kaur offers exceptional customer service and best rates in town. She explains all the requirements of the insurance. I highly recommend Rajwinder’s services every time for all your insurance needs.

I am getting insurance services from Rajwinder from seven years, she provided me very good advice for insurance. I got my children RESP from her and my life Insurance. She helped me to file claim for my mother and I got claim on time.

I had taken insurance for a family member. Not only did Rajwinder Ji give me the right advise on selection of the insurance company, she did a wonderful job in guiding and assisting me in submission of a claim, guiding me through every step and also following-up on her own on my status of collecting the required documents from the Doctor's office & health authorities. She eventually reviewed the completeness of my claim and thanks to her efforts, it was processed successfully. Great customer service from an expert. Thanks Rajwinder Ji!

About

Insurance Advisor
Rajwinder Kaur

8128 128 Street
Surrey, BC, V3W 1R1

Contact details

E-mail address:
ks.rajwinder@gmail.com
info@rajwinder.ca

+1 (604) 603-1303

Available 08:30am - 09:00pm (Mon - Fri)

08:30am - 07:30pm (Saturday)

09:30am - 07:30pm (Sunday)